✓ Trusted by 500+ Claims Professionals

Master Supplemental Claims

The complete playbook for negotiating supplements, documenting properly, and recovering full value on your claims. Written by Cole Merritt—carrier side, public adjuster, and active contractor.

30-day money-back guarantee. Digital access instant.

Trusted by Professionals

500+

Claims Professionals

$2M+

Claims Recovered

4.9★

Reader Rating

15+

Years Field Experience

What's Inside

Everything you need to win supplemental claims

📋

Documentation Strategy

Build airtight supplement requests. Learn exactly what carriers need to approve supplements faster—and what they'll reject.

🎯

Negotiation Tactics

Proven approaches for dealing with adjusters, carriers, and denial tactics. Based on 15+ years in the claims trenches.

⚙️

Xactimate & Pricing

Line-by-line breakdowns of common supplement mistakes. Real-world pricing from current market data and carrier preferences.

🛡️

Denial Defense

How to respond when supplements get denied. Policy language breakdowns. Appeal strategies that work.

📊

State-Specific Rules

Supplements work differently in Florida, Texas, and other major states. Clear guidance for each jurisdiction.

Templates & Checklists

Ready-to-use supplement request forms, cover letters, and quality checklists. Modify and use immediately.

Meet the Author

Cole Merritt

Former carrier staff adjuster (insider perspective)

Licensed Public Adjuster (policyholder advocate)

Licensed General & Roofing Contractor (field expert)

Active claims & restoration work (current practitioner)

"The Triple Threat combination is rare. This book draws on 15+ years working all three sides of the claims process—so you get tactics carriers actually respect, not guesses or theory."

Get the Book

Simple Pricing

One book. Three ways to access it.

Digital Book

PDF + instant access

$67 one-time
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  • Lifetime access
  • Updates included
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    Digital + Templates

    Book + checklists & forms

    $97 one-time
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    • Everything in Digital
    • 10+ editable templates
    • State checklists

    Bundle

    Book + future courses

    $197 one-time
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    • Everything in Digital+
    • Future course access
    • Priority updates

    30-day guarantee: Not satisfied? Full refund, no questions asked.

    Frequently Asked Questions

    What's the best format—PDF or digital?

    Both are the same content. PDF is downloadable for offline access. Digital access is via your account portal.

    Is this book specific to one state?

    The core content applies nationwide. However, supplement rules vary by state. The book covers major states (Florida, Texas, Georgia) with specific guidance. State-specific editions are coming soon.

    Can I use these templates for my business?

    Yes. All templates are yours to modify and use commercially. That's the whole point—these are working documents, not just theory.

    What if I'm not happy with the book?

    We offer a 30-day money-back guarantee. If the book doesn't deliver value, request a refund. No questions asked.

    Will there be updates to the book?

    Yes. When major policy changes or carrier updates happen, we'll release updates. All existing buyers get updates free.

    Is this for contractors only, or adjusters too?

    Both. The book is written for contractors AND public adjusters. Examples and case studies cover both use cases. A PA-focused edition is in development.

    Ready to Master Supplements?

    Get the playbook that carriers actually respect.

    Get the Book Now — $67

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